Isikhungo Sabantu FSC
A bank that understands you and empowers you. Don't wait any longer — Bank with a bank that you own.
Learn More About the Bank
I-Save Products
Learn more about our different saving products and packages.
Save Now
Rent-to-Own
Browse through our range of rent-to-own products
Shop now
Insure-Save
An insurance that knows you
See our packages

IS FSC - Bank With A Bank That You Own

Isikhungo Sabantu Financial Services Cooperative (IS FSC) is a cooperative financial institution (CFI) governed and owned by its members. A cooperative bank works the same way as a commercial bank does, however instead of paying bank fees and high interest on loans, you make a part of the profits that the bank makes of those as all members own a share in the cooperative bank.

We are built for wealth and we are making it accessible.

Isikhungo Sabantu Financial Services Cooperative (ISFSC) originated from the NGO Isikhungo Sabantu NPC.
Isikhungo Sabantu is a Non-profit Company, aimed at eradicating poverty in South Africa through the development and mentorship of young people and women to becoming competent entrepreneurs. Most of the members come from Gauteng, the Eastern Cape, and Kwa-Zulu Natal.

The Members of Isikhungo Sabantu NPC will be able to buy shares in Isikhungo Sabantu Financial Services Cooperative (ISFSC) the cooperative financial institution (CFI). IS FSC members will be able to save monthly, invest in financial products, take insurances with the CFI and take affordable loans to start their own projects or get help in difficult time.

IS FSC head offices are located in Rivonia, Johannesburg, and hold a satellite office in Cala, Eastern Cape. It serves all its shareholders countrywide using the website, social media, and call center.

Isikhungo Sabantu FSC will offer products and services that will cater to the needs of the members. Shareholders/members have a say in the creation of products and operations of the bank. All products that are currently available to the members were proposed and created by the share holders of the cooperative bank. These include loan products, savings, insurance product and investments products.
Please feel free to follow our social media for more information on Isikhungo Sabantu Financial Services Cooperative (IS FSC) our cooperative financial institution (CFI).

Meet Our Team >>

I-Save

Isikhungo Sabantu FSC various savings and stokvel savings plans offer you an adapted solution that cater to your needs and makes money passively from its high interest rate. More money in your pocket is our focus.
IS FSC Savings

Loans & Rent-to-Own

No need to save for months or to compromise on quality. Isikhungo Sabantu FSC loans are the way to go.
IS FSC Loans

Insure-Save

Isikhungo Sabantu FSC insurance packages prepare you for the unpredictable. Whatever you are looking for, IS FSC has the cover for you.
IS FSC Insurance

Interested?

Join Now

“ IS FSC helped me by becoming a shareholder and it motivated me to be part of the recruiting team. It empower its members through education by giving us a second chance that we never had before. ”
Lucas BaloyiRecruiter
"IS FSC is a bank you can trust, and it is more convenient than the other banks."
Esam Silwana
Esam SilwanaRecruiter
Isikhungo Sabantu Financial Services Co-operative (IS FSC) is changing the way people bank in South Africa for the better. With competitive interest rates and a share in the company, members are truly getting value for their money.
Zandile Nandi
Zandile NandiEastern Cape Administrator
"Isikhungo Sabantu FSC (IS FSC) exposed me to multiples opportunities and training to empower myself and others with skills training and online career advancement courses"
Sibusiso NgomaneBoard Member
“I am happy to be part of IS FSC because of its amazing benefits for its members. I can save with a good interest in return – which makes investing with IS FSC more convenient than with other banks.”
Zininzi Mrwetyana-SondloBoard Member
Previous
Next

Learn More About Cooperatives, Cooperatives Financial Institutions and Cooperative Banks Through our Resources Page

What is a common bond?

30/04/2022

In a financial institution such as a credit union or co-operative bank, a common bond is the social connection among members that serves as collateral

Read More »

What is a Cooperative?

29/03/2022

What is a Cooperative? A cooperative, or co-op, is a business or organization owned and operated by a group of people for their mutual benefit.

Read More »